Monieboxx Privacy Policy

Information We Collect

To provide you with a seamless experience, Monieboxx collects the following types of information:

• Personal Information: When you create an account, we collect personal details such as your name, email address, phone number, and payment information to identify you and provide the services.
• Transaction Information: We collect information related to your transactions, including payment amounts, transaction history, scheduled payments, and details of services or bills you pay through Monieboxx.
• Device Information: We collect technical information about the device you use to access Monieboxx, including device type, operating system, IP address, browser type, and unique device identifiers.
• Usage Information: We gather information on how you interact with the app, including the features you use, your preferences, and the pages or screens you visit.

How We Use Your Information

Monieboxx uses your information to:

• Provide and improve services: We use your personal information to facilitate payments, schedule and manage transactions, and ensure that your experience is smooth and reliable.
• Process transactions: We use your transaction and payment information to process payments securely, whether for instant, scheduled, or recurring transactions.
• Communicate with you: We may use your contact information to notify you of important updates, service changes, transaction confirmations, or customer support-related inquiries.
• Enhance security: We use collected data to detect and prevent fraud, unauthorized activity, and other security risks.
• Improve user experience: We analyze your usage patterns to better understand how you interact with Monieboxx, allowing us to optimize features and services.

How We Share Your Information

Monieboxx may share your information in the following situations:

• With third-party service providers: To process payments, provide services, and handle transactions, we may share your information with trusted third-party payment processors, billers, and service providers who assist in the operation of Monieboxx.
• For legal compliance: Monieboxx may share your information if required by law, legal process, or government requests, such as to comply with regulations or prevent illegal activity.
• To protect Monieboxx and others: We may disclose your information to enforce our terms of service, protect the rights, property, and safety of Monieboxx, our users, or others.

Data Security

Monieboxx takes data security seriously and implements industry-standard measures to protect your information from unauthorized access, alteration, disclosure, or destruction. We use encryption, secure servers, and regularly review our security practices to ensure your data is handled securely.

Retention of Information

We retain your personal and transaction information for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable law. This includes retaining data to meet legal obligations, resolve disputes, and enforce agreements.

Your Choices and Rights

Monieboxx may share your information in the following situations:

• Access and Update Information You can review, update, or correct your personal information at any time by logging into your account or contacting Monieboxx customer support.
• Data Deletion: You have the right to request the deletion of your account and personal information. However, some data may be retained to comply with legal obligations.
• Marketing Preferences: You may opt out of receiving promotional communications from Monieboxx by following the unsubscribe instructions in our emails or adjusting your preferences in the app.

Third-Party Links and Services

Monieboxx may contain links to third-party websites, services, or applications. This Privacy Policy does not apply to any third-party sites or services, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third parties you interact with.

Children's Privacy

Monieboxx is not intended for use by individuals under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have collected data from a child under 18, we will take steps to delete that information promptly.

Changes to this Privacy Policy

Monieboxx reserves the right to modify this Privacy Policy at any time. If we make changes, we will notify you by revising the "Last Updated" date at the top of this policy and, in some cases, may provide additional notice through the app or by email.

Contact Us

If you have any questions or concerns about this Privacy Policy or Monieboxx's data practices, please contact us at [email protected].